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Frequently Asked Questions

Common Questions Answered for your convenience.

What if I dont Qualify because of existing Health conditions?

  • As a Broker representing Top 20 A+ rated carriers, I can guaranty you coverage.

Can I insure my children?

  • yes, which can help them have a significant financial advantage in the future.

Is having Life Insurance expensive?

  • We are able to customize the coverage to your needs and budget.

Do I loose the money I put into a Term policy?

  • We have many different options for term policies that not only return 100% of the premium paid but are convert-able to permanent coverage

Will it cover me if I get sick?

  • Most of our coverage has Living Benefits that cover Chronic, Critical, and Terminal conditions.

How much is a consultation?

  • There is no charge for a consultation to review your needs or your current coverage.